Steve Kyerematen is an insurance and reinsurance professional with over 40 years of experience having served in various roles and capacities in the African insurance and reinsurance segment. He currently holds the following positions: Chairman of Board of Directors, MiLife Insurance Company, Ghana, Chairman of the Board of Activa International Insurance Company of Liberia, Chairman of the Board of Directors of Activa International Insurance Company of Sierra Leone, Vice Chairman, Board of Directors of Activa International Insurance Company,  Ghana, Member of the Board of Directors of Activa Finances,  Mauritius,  Member of Board of Directors, UGAR Activa, Guinea and Member of Board of Directors, Activa Vie Assurance, Guinea. Stephen has been a Member of the Board of Directors of ACTIVA GROUP FOUNDATION from inception.

Stephen Kyerematen started his insurance and reinsurance career in the market-leading State Insurance Company of Ghana in October 1976 as Reinsurance Manager, he was responsible for designing and implementing the reinsurance program for protecting the underwriting risk exposures of the company in all the non-life classes of insurance business. He served as the Secretary-General of the West African Insurance Companies Association between 1984 and 1988.

He served for 3 years as the Head of the International Division in the Head Office of the African Reinsurance Corporation in Lagos, Nigeria where he was responsible for risk evaluation and underwriting acceptances of all non-African insurance risks for the account of Africa Re. During this period, he served as Manager for both the African Oil and Energy Insurance Pool and the African Aviation Insurance Pool for Africa Re. He lectured at Munich Re reinsurance seminars and has to his credit two presentations on the topics,  ‘The Economic Value of Reinsurance and ‘Africa’s Low Insurance Penetration’.

Between 1997 and 2007, Stephen Kyerematen served as Regional Manager and Member of Operational Management for the Munich Reinsurance Group and Munich Mauritius Re based in Accra, Ghana with territorial responsibility for West and Central African insurance markets. Up until 2014, he served as a member of the Board of Directors of the Ghana Insurers Association. He also served for four years as the Chairman of the Ghana National Bureau of the ECOWAS (Economic Community of West African States) Brown Card Insurance Scheme. Stephen served with the Activa Insurance Group for 7 years as CEO, Activa International Insurance Company, Ghana and as MD of Activa Finances between 2014 and 2017.

Between his careers with the Munich Re Group and the Activa Group, Stephen had the opportunity to serve his country Ghana for a brief period as Ghana’s High Commissioner to Malaysia with concurrent accreditation to 5 South-East Asian countries including Thailand and The Philippines.